NEGOTIABLE and foresight are accustomed to use. Rriggs v. Spaulding, 141 U. S. 132, 11 Sup. Ct. 924, 35 L. Ed. 662; French v. Buffalo, etc., R. Co., *43 N. Y. 108; Litchfield v. White, 7 N. Y. 43S, 57 Am. Dec. 534; Griffin v. Willow, 43 Wis. 512.